{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-23-000007","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2023-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.838735+00:00","generated_at":"2026-06-13T04:44:06.460578+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Q2 EPS $0.59, down 59% YoY; securities sale loss of $7.1M","bullets":["Diluted EPS $0.59 vs $1.45 a year ago; net income $8.5M, down $12.4M.","Pre-tax loss of $7.1M on sale of $80.9M AFS securities (yield 0.48%); proceeds cut FHLB borrowings.","Loans grew 6% annualized vs Q1 to $5.4B; deposits fell 4.65% YoY to $6.5B (pace slowed).","Net interest margin narrowed to 2.83% from 3.09%; net interest income down $6.4M to $51.9M.","Board declared $0.60 quarterly dividend (payable Aug 12) and authorized new 400k-share buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-23-000007","json":"https://secwatch.observer/filing/0001005817-23-000007.json","markdown":"https://secwatch.observer/filing/0001005817-23-000007.md","text":"https://secwatch.observer/filing/0001005817-23-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581723000007/0001005817-23-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581723000007/tmp-20230721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T04:44:06.460578+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bf3dd7a69a41f93799afc0aa213d3e276567f79e","claim":"TOMPKINS FINANCIAL CORP reported the second quarter of 2023 results: net income $8.5 million, EPS $0.59 per diluted share.","evidence_excerpt":"Tompkins Financial Corporation (\"Tompkins\" or the \"Company\") reported diluted earnings per share of $0.59 for the second quarter of 2023, down 56.3% from the immediate prior quarter, and down 59.3% from diluted earnings per share of $1.45 reported in the second quarter of 2022. Net income for the second quarter of 2023 was $8.5 million, down $12.4 million, or 59.4%, when compared to the $20.9 million reported for the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1005817/000100581723000007/0001005817-23-000007-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$8.5 million"},{"label":"EPS","value":"$0.59 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}