---
schema_version: "secwatch.filing_event.v1"
accession: "0001005817-23-000012"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T06:35:52.839444+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q3 net loss of $33.4M; sells securities for $47.5M after-tax loss

## Summary
- Net loss of $33.4M, or $2.35 diluted EPS loss, vs. $1.48 diluted EPS in Q3 2022.
- Sold $429.6M of AFS debt securities with 0.93% yield; reinvested at ~5.12% yield.
- Securities revenue expected to improve by ~$15.4M over next 12 months from repositioning.
- Annualized loan growth of 6.0% QoQ; deposits up 10.4% annualized QoQ to $6.6B.
- Regular quarterly cash dividend of $0.60/share maintained, payable Nov 15, record Nov 7.

## SEC filing metadata
- accession: 0001005817-23-000012
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000100581723000012/0001005817-23-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000100581723000012/tmp-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001005817-23-000012
- JSON: https://secwatch.observer/filing/0001005817-23-000012.json
- Plain text: https://secwatch.observer/filing/0001005817-23-000012.txt

## Key facts
- Earnings Releases
  TOMPKINS FINANCIAL CORP reported the third quarter of 2023 results: net income a net loss of $33.4 million, EPS a loss of $2.35.
  - Period: the third quarter of 2023
  - Net income: a net loss of $33.4 million
  - EPS: a loss of $2.35
  - Result: reported results
  source text: Tompkins Financial Corporation ("Tompkins" or the "Company") reported a net loss of $33.4 million for the third quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1005817/000100581723000012/0001005817-23-000012-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.