{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-24-000011","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2024-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.836555+00:00","generated_at":"2026-06-03T06:08:37.929636+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Tompkins Financial Q1 EPS $1.18, down 12.6% YoY; net income $16.9M; dividend $0.61","bullets":["Diluted EPS of $1.18, down 12.6% from $1.35 YoY; net income $16.9M, down 13.0%.","Net interest margin 2.73% vs. 2.99% YoY; net interest income $50.7M, down $3.5M.","Loans grew 7.0% YoY to $5.6B; deposits down 0.9% to $6.4B; loan/deposit ratio 87.5%.","Nonperforming assets/total assets rose to 0.81% from 0.37% YoY; provision $854K vs. credit of $825K in Q1 2023.","Regular quarterly dividend $0.61/share, up $0.01 from Q2 2023, payable May 17 to holders of record May 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-24-000011","json":"https://secwatch.observer/filing/0001005817-24-000011.json","markdown":"https://secwatch.observer/filing/0001005817-24-000011.md","text":"https://secwatch.observer/filing/0001005817-24-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581724000011/0001005817-24-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581724000011/tmp-20240426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T06:08:37.929636+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5cc169cdb5f68af8753911409b330ee081b4fccc","claim":"TOMPKINS FINANCIAL CORP reported first quarter of 2024 results: revenue $50.7 million, net income $16.9 million, EPS $1.18.","evidence_excerpt":"Net interest income was $50.7 million for the first quarter of 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1005817/000100581724000011/0001005817-24-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Revenue","value":"$50.7 million"},{"label":"Net income","value":"$16.9 million"},{"label":"EPS","value":"$1.18"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}