{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-24-000020","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.851346+00:00","generated_at":"2026-05-31T15:54:05.707875+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Tompkins Q2 diluted EPS $1.10, up 86% YoY; net income $15.7M +85%; NIM stable at 2.73%","bullets":["Diluted EPS $1.10 (down 6.8% QoQ, up 86.4% YoY); net income $15.7M (down 7.1% QoQ, up 85% YoY).","Net interest margin 2.73% unchanged QoQ; loans up 2.2% sequential (8.7% annualized); deposits down 2.5% QoQ.","Noninterest income $21.8M +72.6% YoY (prior-year $7.1M securities loss); fee-based services +5% YoY.","Noninterest expense $49.9M -3.9% YoY; YTD expense -2.3%; provision for credit losses $2.2M.","Regular quarterly cash dividend of $0.61/share declared, payable Aug 16 to holders of record Aug 9."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-24-000020","json":"https://secwatch.observer/filing/0001005817-24-000020.json","markdown":"https://secwatch.observer/filing/0001005817-24-000020.md","text":"https://secwatch.observer/filing/0001005817-24-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581724000020/0001005817-24-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581724000020/tmp-20240726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:54:05.707875+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}