---
schema_version: "secwatch.filing_event.v1"
accession: "0001005817-24-000020"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T15:54:05.707875+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Tompkins Q2 diluted EPS $1.10, up 86% YoY; net income $15.7M +85%; NIM stable at 2.73%

## Summary
- Diluted EPS $1.10 (down 6.8% QoQ, up 86.4% YoY); net income $15.7M (down 7.1% QoQ, up 85% YoY).
- Net interest margin 2.73% unchanged QoQ; loans up 2.2% sequential (8.7% annualized); deposits down 2.5% QoQ.
- Noninterest income $21.8M +72.6% YoY (prior-year $7.1M securities loss); fee-based services +5% YoY.
- Noninterest expense $49.9M -3.9% YoY; YTD expense -2.3%; provision for credit losses $2.2M.
- Regular quarterly cash dividend of $0.61/share declared, payable Aug 16 to holders of record Aug 9.

## SEC filing metadata
- accession: 0001005817-24-000020
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000020/0001005817-24-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000020/tmp-20240726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001005817-24-000020
- JSON: https://secwatch.observer/filing/0001005817-24-000020.json
- Plain text: https://secwatch.observer/filing/0001005817-24-000020.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.