---
schema_version: "secwatch.filing_event.v1"
accession: "0001005817-24-000025"
form_type: "8-K"
ticker: "TMP"
cik: "0001005817"
company_name: "TOMPKINS FINANCIAL CORP"
filed_at: "2024-10-25T23:59:59+00:00"
generated_at: "2026-05-30T09:55:45.797259+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Tompkins Financial Q3 EPS $1.30, up 18% QoQ; Board increases dividend to $0.62

## Summary
- Q3 2024 diluted EPS of $1.30 vs $0.94 QoQ and $(2.35) YoY; net income $18.6M, up 18.9% QoQ.
- Net interest margin expanded 6 bps to 2.79%; loans grew 2.1% QoQ (8.2% annualized).
- Nonperforming assets 0.78% of total assets vs 0.41% YoY; allowance for credit losses 0.94% of loans.
- Dividend raised $0.01 to $0.62 per share, payable Nov 15 to holders of record Nov 8.
- Chair Thomas R. Rochon to retire at 2025 annual meeting; Daniel J. Fessenden to succeed.

## SEC filing metadata
- accession: 0001005817-24-000025
- form_type: 8-K
- ticker: TMP
- cik: 0001005817
- company_name: TOMPKINS FINANCIAL CORP
- filed_at: 2024-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01, 5.02, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000025/0001005817-24-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000025/tmp-20241025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001005817-24-000025
- JSON: https://secwatch.observer/filing/0001005817-24-000025.json
- Plain text: https://secwatch.observer/filing/0001005817-24-000025.txt

## Key facts
- Executive change
  Thomas R. Rochon departed as Chair at TOMPKINS FINANCIAL CORP.
  - Action: retire
  - Role: Chair
  source text: After serving more than 15 years on the Company's Board of Directors, including over 10 years as Chair, Thomas R. Rochon will retire as of the date of Company's next Annual Meeting of Shareholders to be held in 2025 (the "Annual Meeting").
  evidence_url: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000025/0001005817-24-000025-index.htm
- Executive change
  Daniel J. Fessenden was appointed as Chair at TOMPKINS FINANCIAL CORP.
  - Action: identified to succeed
  - Role: Chair
  source text: the Company's Board of Directors identified Daniel J. Fessenden to succeed Mr. Rochon as the next Chair of Board of Directors of the Company, effective as of the date of the Annual Meeting.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1005817/000100581724000025/0001005817-24-000025-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.