{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-25-000002","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2025-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.670377+00:00","generated_at":"2026-05-27T04:27:38.450556+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Financial reports Q4 2024 diluted EPS of $1.37, up 30.5% YoY; declares $0.62 dividend","bullets":["Net income of $19.7M; diluted EPS $1.37 vs $0.95 in Q4 2023, up 31%.","Net interest margin 2.93% (up 14 bps QoQ); net interest income $56.3M, +7.5% YoY.","Total loans grew 9.4% annualized QoQ; deposits $6.5B, down 1.6% from Q3.","Noninterest income $20.8M (+10.5% YoY); noninterest expense $50.0M (-2.6% YoY).","Quarterly cash dividend of $0.62/share declared, payable Feb 21, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-25-000002","json":"https://secwatch.observer/filing/0001005817-25-000002.json","markdown":"https://secwatch.observer/filing/0001005817-25-000002.md","text":"https://secwatch.observer/filing/0001005817-25-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000002/0001005817-25-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000002/tmp-20250131.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T04:27:38.450556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}