secwatch.observer — SEC 8-K summary
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Issuer:     TOMPKINS FINANCIAL CORP (TMP)
CIK:        0001005817
Form:       8-K
Filed at:   2025-01-31T23:59:59+00:00
Accession:  0001005817-25-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Tompkins Financial reports Q4 2024 diluted EPS of $1.37, up 30.5% YoY; declares $0.62 dividend
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- Net income of $19.7M; diluted EPS $1.37 vs $0.95 in Q4 2023, up 31%.
- Net interest margin 2.93% (up 14 bps QoQ); net interest income $56.3M, +7.5% YoY.
- Total loans grew 9.4% annualized QoQ; deposits $6.5B, down 1.6% from Q3.
- Noninterest income $20.8M (+10.5% YoY); noninterest expense $50.0M (-2.6% YoY).
- Quarterly cash dividend of $0.62/share declared, payable Feb 21, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1005817/000100581725000002/0001005817-25-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1005817/000100581725000002/tmp-20250131.htm
  HTML page:      https://secwatch.observer/filing/0001005817-25-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer