{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-25-000008","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2025-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.135367+00:00","generated_at":"2026-05-23T05:35:59.142713+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Tompkins Financial Q1 EPS $1.37, up 16% YoY; declares $0.62 dividend","bullets":["Net income $19.7M, up 16.6% from Q1 2024; diluted EPS $1.37 vs $1.18 YoY.","Net interest margin improved to 2.98% from 2.73% YoY; net interest income up 11.8%.","Provision expense of $5.3M driven by $4.2M specific reserve on one CRE loan.","Loans up 0.8% QoQ to $6.1B; deposits up 4.4% QoQ to $6.8B; loan-to-deposit 89.8%.","Nonperforming assets 0.87% of total assets; regular dividend $0.62/sh payable May 16."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-25-000008","json":"https://secwatch.observer/filing/0001005817-25-000008.json","markdown":"https://secwatch.observer/filing/0001005817-25-000008.md","text":"https://secwatch.observer/filing/0001005817-25-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000008/0001005817-25-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000008/tmp-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:35:59.142713+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}