Tompkins Q2 EPS $1.50 up 36% YoY; NIM expands to 3.08%; declares $0.62 dividend

TOMPKINS FINANCIAL CORP

2025-Q2 EPS reported $2.87

Diluted EPS $1.50, up 9.5% QoQ and 36.4% from $1.10 in Q2 2024; net income $21.5M.
Net interest margin 3.08%, up 35 bps YoY; net interest income $60.1M, +18% YoY.
Total loans +7.1% YoY to $6.2B; total deposits +6.8% YoY to $6.7B.
Board declared $0.62/share cash dividend payable Aug 15, record Aug 8.
New 400,000-share buyback program authorized, replacing prior 2023 program.

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