{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-25-000038","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2025-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.492772+00:00","generated_at":"2026-05-17T02:17:56.361330+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Financial Q3 EPS $1.65, up 27% YoY; dividend raised 4.6%","bullets":["Diluted EPS $1.65 vs $1.30 YoY; net income $23.7M, up $5.0M or 27%.","Net interest margin 3.20%, up 41 bps YoY; loans up 6.9% and deposits up 7.2% from Sep 2024.","Nonperforming assets fell to 0.63% of total assets from 0.78% a year ago.","Regular quarterly dividend increased to $0.65 per share, payable Nov 14 to holders of record Nov 7.","Special Mention & Substandard loans rose to $144.2M from $96.8M, driven by two loans totaling $41.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-25-000038","json":"https://secwatch.observer/filing/0001005817-25-000038.json","markdown":"https://secwatch.observer/filing/0001005817-25-000038.md","text":"https://secwatch.observer/filing/0001005817-25-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000038/0001005817-25-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581725000038/tmp-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:17:56.361330+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}