{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-26-000020","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2026-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.387568+00:00","generated_at":"2026-05-16T05:52:40.858969+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Financial Q4 record EPS $6.70/$1.78 operating; dividend raised 8.1% to $0.67","bullets":["GAAP diluted EPS $6.70; operating EPS $1.78 (record); net income $96.2M, up 390% YoY.","Sold Tompkins Insurance Agencies to Gallagher for ~$223M cash; pre-tax gain $188.2M.","Sold $564.2M AFS securities at pre-tax loss $78.7M; reinvested at ~4.52% yield (vs 1.56%).","Net interest margin 3.42%, up 49 bps YoY; loans +7.1%, deposits +7.2% from Dec 2024.","Board declared $0.67/share dividend (+8.1% vs Q1 2025), payable Feb 22, record Feb 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-26-000020","json":"https://secwatch.observer/filing/0001005817-26-000020.json","markdown":"https://secwatch.observer/filing/0001005817-26-000020.md","text":"https://secwatch.observer/filing/0001005817-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/0001005817-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/tmp-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:52:40.858969+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}