secwatch.observer — SEC 8-K summary
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Issuer:     TOMPKINS FINANCIAL CORP (TMP)
CIK:        0001005817
Form:       8-K
Filed at:   2026-01-30T23:59:59+00:00
Accession:  0001005817-26-000020
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Tompkins Financial Q4 record EPS $6.70/$1.78 operating; dividend raised 8.1% to $0.67
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- GAAP diluted EPS $6.70; operating EPS $1.78 (record); net income $96.2M, up 390% YoY.
- Sold Tompkins Insurance Agencies to Gallagher for ~$223M cash; pre-tax gain $188.2M.
- Sold $564.2M AFS securities at pre-tax loss $78.7M; reinvested at ~4.52% yield (vs 1.56%).
- Net interest margin 3.42%, up 49 bps YoY; loans +7.1%, deposits +7.2% from Dec 2024.
- Board declared $0.67/share dividend (+8.1% vs Q1 2025), payable Feb 22, record Feb 13.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/0001005817-26-000020-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/tmp-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001005817-26-000020

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer