{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-26-000045","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2026-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.782818+00:00","generated_at":"2026-05-15T04:09:29.564932+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Financial reports record Q1 EPS $1.82, NIM expands to 3.57%, dividend raised 7.5%","bullets":["Diluted EPS of $1.82, up 32.8% YoY; net income $26.1M, up 32.5% YoY.","Net interest margin of 3.57%, up 59 bps from Q1 2025; total loans up 6.8% YoY.","Total deposits of $7.1B, up 4.5% YoY; loan-to-deposit ratio 91.8%.","Quarterly cash dividend increased to $0.67/share, payable May 15, 2026; up 7.5% YoY.","Company repurchased 23,731 shares for $1.8M in Q1 2026 under 2025 repurchase plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-26-000045","json":"https://secwatch.observer/filing/0001005817-26-000045.json","markdown":"https://secwatch.observer/filing/0001005817-26-000045.md","text":"https://secwatch.observer/filing/0001005817-26-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000045/0001005817-26-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000045/tmp-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:09:29.564932+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}