secwatch.observer — SEC 8-K summary
======================================

Issuer:     TOMPKINS FINANCIAL CORP (TMP)
CIK:        0001005817
Form:       8-K
Filed at:   2026-04-24T23:59:59+00:00
Accession:  0001005817-26-000045
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Tompkins Financial reports record Q1 EPS $1.82, NIM expands to 3.57%, dividend raised 7.5%
--------------------------------------------------------------------------------

- Diluted EPS of $1.82, up 32.8% YoY; net income $26.1M, up 32.5% YoY.
- Net interest margin of 3.57%, up 59 bps from Q1 2025; total loans up 6.8% YoY.
- Total deposits of $7.1B, up 4.5% YoY; loan-to-deposit ratio 91.8%.
- Quarterly cash dividend increased to $0.67/share, payable May 15, 2026; up 7.5% YoY.
- Company repurchased 23,731 shares for $1.8M in Q1 2026 under 2025 repurchase plan.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000045/0001005817-26-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000045/tmp-20260423.htm
  HTML page:      https://secwatch.observer/filing/0001005817-26-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer