{"schema_version":"secwatch.filing_event.v1","accession":"0001005817-26-000087","form_type":"8-K","ticker":"TMP","cik":"0001005817","company_name":"TOMPKINS FINANCIAL CORP","filed_at":"2026-07-24T13:02:02+00:00","discovered_at":"2026-07-24T13:03:00.313079+00:00","generated_at":"2026-07-24T13:03:08.957539+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Tompkins Financial Q2 2026 EPS $2.04, up 36% YoY; dividend raised to $0.70","bullets":["Diluted EPS $2.04, net income $29.3M, up 36.5% YoY; record third consecutive quarter.","Net interest margin 3.58%, up 50 bps YoY; loans +6.9% YoY, deposits +4.7% YoY.","Noninterest income down 41.7% due to sale of insurance subsidiary; noninterest expense down 8.8%.","Dividend increased to $0.70/share, +4.5% from prior quarter; payable Aug 14, record Aug 7.","Capital ratios improved; Tier 1 capital to avg assets 10.69% vs 9.36% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001005817-26-000087","json":"https://secwatch.observer/filing/0001005817-26-000087.json","markdown":"https://secwatch.observer/filing/0001005817-26-000087.md","text":"https://secwatch.observer/filing/0001005817-26-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000087/0001005817-26-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1005817/000100581726000087/tmp-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-24T13:03:08.957539+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}