secwatch.observer — SEC 8-K summary
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Issuer:     TOMPKINS FINANCIAL CORP (TMP)
CIK:        0001005817
Form:       8-K
Filed at:   2026-07-24T13:02:02+00:00
Accession:  0001005817-26-000087
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Tompkins Financial Q2 2026 EPS $2.04, up 36% YoY; dividend raised to $0.70
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- Diluted EPS $2.04, net income $29.3M, up 36.5% YoY; record third consecutive quarter.
- Net interest margin 3.58%, up 50 bps YoY; loans +6.9% YoY, deposits +4.7% YoY.
- Noninterest income down 41.7% due to sale of insurance subsidiary; noninterest expense down 8.8%.
- Dividend increased to $0.70/share, +4.5% from prior quarter; payable Aug 14, record Aug 7.
- Capital ratios improved; Tier 1 capital to avg assets 10.69% vs 9.36% a year ago.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000087/0001005817-26-000087-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1005817/000100581726000087/tmp-20260723.htm
  HTML page:      https://secwatch.observer/filing/0001005817-26-000087

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