---
schema_version: "secwatch.filing_event.v1"
accession: "0001013272-26-000007"
form_type: "8-K"
ticker: "NWFL"
cik: "0001013272"
company_name: "NORWOOD FINANCIAL CORP"
filed_at: "2026-06-18T11:38:00+00:00"
generated_at: "2026-06-18T11:40:06.169043+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Norwood Financial discloses $22M loan exposure to bankrupt borrowers

## Summary
- Two customers filed personal and corporate Chapter 11 bankruptcy in June 2026.
- Bank has $22M participation interest in $29M total credit to four entities controlled by borrowers.
- Loans are primarily secured by several commercial real estate properties.
- Company analyzing potential loss; will provide update in Q2 earnings release around July 22, 2026.

## SEC filing metadata
- accession: 0001013272-26-000007
- form_type: 8-K
- ticker: NWFL
- cik: 0001013272
- company_name: NORWOOD FINANCIAL CORP
- filed_at: 2026-06-18T11:38:00+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1013272/000101327226000007/0001013272-26-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1013272/000101327226000007/nwfl-20260618x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001013272-26-000007
- JSON: https://secwatch.observer/filing/0001013272-26-000007.json
- Plain text: https://secwatch.observer/filing/0001013272-26-000007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.