{"schema_version":"secwatch.filing_event.v1","accession":"0001013762-23-004094","form_type":"8-K","ticker":"KFFB","cik":"0001297341","company_name":"Kentucky First Federal Bancorp","filed_at":"2023-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.555402+00:00","generated_at":"2026-06-09T23:07:42.977165+00:00","sec_items":["8.01","9.01"],"event_type":"dividend","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kentucky First Federal cuts quarterly dividend from $0.10 to no more than $0.05 in 2024","bullets":["Quarterly dividend of $0.10 per share declared for record Oct 31, payable Nov 20, 2023.","Future quarterly dividends in 2024 expected to be no more than $0.05 per share, a 50% reduction.","Cut driven by compressed net interest margins due to historic rate hikes and inverted yield curve.","Banks remain well-capitalized; asset quality good; strategies to shift to core deposits and higher-yielding loans.","Dividends subject to regulatory approval and board discretion."],"urls":{"canonical":"https://secwatch.observer/filing/0001013762-23-004094","json":"https://secwatch.observer/filing/0001013762-23-004094.json","markdown":"https://secwatch.observer/filing/0001013762-23-004094.md","text":"https://secwatch.observer/filing/0001013762-23-004094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1297341/000101376223004094/0001013762-23-004094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1297341/000101376223004094/ea186828-8k_kentucky.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T23:07:42.977165+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}