{"schema_version":"secwatch.filing_event.v1","accession":"0001013762-23-004123","form_type":"8-K","ticker":"FLD","cik":"0001889123","company_name":"Fold Holdings, Inc.","filed_at":"2023-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.309486+00:00","generated_at":"2026-06-09T23:38:08.702848+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"FTAC Emerald increases sponsor promissory note cap to $3.0M from $1.5M","bullets":["Maximum principal amount raised to $3,000,000 under amended promissory note dated Oct 16, 2023.","Original note from Jan 13, 2023 was $1,500,000; $1.5M had been borrowed as of Sept 30, 2023.","Lender is sponsor Emerald ESG Sponsor, LLC; all other terms unchanged.","Maturity tied to consummation of initial business combination; no repayment if SPAC liquidates."],"urls":{"canonical":"https://secwatch.observer/filing/0001013762-23-004123","json":"https://secwatch.observer/filing/0001013762-23-004123.json","markdown":"https://secwatch.observer/filing/0001013762-23-004123.md","text":"https://secwatch.observer/filing/0001013762-23-004123.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1889123/000101376223004123/0001013762-23-004123-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1889123/000101376223004123/ea186818-8k_ftacemerald.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T23:38:08.702848+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ae13f6e9dbb0b70c58441826c33c3b9b59feba02","claim":"Fold Holdings, Inc. amended loan of from $1,500,000 to $3,000,000 with Emerald ESG Sponsor, LLC.","evidence_excerpt":"On October 16, 2023, the Company and the Lender amended the Promissory Note to increase the aggregate principal amount of the Promissory Note from $1,500,000 to $3,000,000.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1889123/000101376223004123/0001013762-23-004123-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"loan"},{"label":"Principal","value":"from $1,500,000 to $3,000,000"},{"label":"Counterparty","value":"Emerald ESG Sponsor, LLC"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}