{"schema_version":"secwatch.filing_event.v1","accession":"0001013762-24-000382","form_type":"8-K","ticker":"SBFG","cik":"0000767405","company_name":"SB FINANCIAL GROUP, INC.","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.819049+00:00","generated_at":"2026-05-31T18:44:38.149893+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"SB Financial Group Q2 net income $3.1M, diluted EPS $0.47, up 6.8% YoY","bullets":["Net income of $3.1M (+1.2% YoY); diluted EPS $0.47 (+6.8% YoY).","Net interest income $9.7M (-1.7% YoY); loan portfolio grew 2.1% to $1.01B.","Mortgage banking revenue net $1.8M (+18.8% YoY); originations $75.1M (+14.9% YoY).","Nonperforming loans rose to 0.47% of loans (from 0.25% linked quarter); reserve coverage >325%.","Total deposits $1.12B (+4.1% YoY); shareholders' equity $125.5M (+6.6% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001013762-24-000382","json":"https://secwatch.observer/filing/0001013762-24-000382.json","markdown":"https://secwatch.observer/filing/0001013762-24-000382.md","text":"https://secwatch.observer/filing/0001013762-24-000382.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/767405/000101376224000382/0001013762-24-000382-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/767405/000101376224000382/ea0209796-8k_sbfin.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:44:38.149893+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}