---
schema_version: "secwatch.filing_event.v1"
accession: "0001013762-24-000382"
form_type: "8-K"
ticker: "SBFG"
cik: "0000767405"
company_name: "SB FINANCIAL GROUP, INC."
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:44:38.149893+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# SB Financial Group Q2 net income $3.1M, diluted EPS $0.47, up 6.8% YoY

## Summary
- Net income of $3.1M (+1.2% YoY); diluted EPS $0.47 (+6.8% YoY).
- Net interest income $9.7M (-1.7% YoY); loan portfolio grew 2.1% to $1.01B.
- Mortgage banking revenue net $1.8M (+18.8% YoY); originations $75.1M (+14.9% YoY).
- Nonperforming loans rose to 0.47% of loans (from 0.25% linked quarter); reserve coverage >325%.
- Total deposits $1.12B (+4.1% YoY); shareholders' equity $125.5M (+6.6% YoY).

## SEC filing metadata
- accession: 0001013762-24-000382
- form_type: 8-K
- ticker: SBFG
- cik: 0000767405
- company_name: SB FINANCIAL GROUP, INC.
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/767405/000101376224000382/0001013762-24-000382-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/767405/000101376224000382/ea0209796-8k_sbfin.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001013762-24-000382
- JSON: https://secwatch.observer/filing/0001013762-24-000382.json
- Plain text: https://secwatch.observer/filing/0001013762-24-000382.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.