earnings
confidence high
sentiment positive
materiality 0.70
Wintrust Q4 net income $98.8M, EPS $1.58; total assets exceed $50B
WINTRUST FINANCIAL CORP
2021-FY EPS reported
$7.58
revenue$207,172,000
- Net income $98.8M ($1.58 diluted EPS) vs $109.1M ($1.77) in Q3 2021 and $101.2M ($1.63) in Q4 2020.
- Total assets $50.1B, up $2.3B from Q3; total loans $34.8B (+$1.5B), deposits $42.1B (+$2.1B).
- Net interest margin (non-GAAP) 2.55%, down 4 bps; provision for credit losses $9.3M vs negative $7.9M prior quarter.
- Tangible book value per common share $59.64, up $1.32 from Q3 and $6.41 YoY.
- Record annual net income for 2021; loan growth driven by commercial and premium finance.