---
schema_version: "secwatch.filing_event.v1"
accession: "0001015328-22-000093"
form_type: "8-K"
ticker: "WTFC"
cik: "0001015328"
company_name: "WINTRUST FINANCIAL CORP"
filed_at: "2022-05-03T23:59:59+00:00"
generated_at: "2026-06-26T01:10:19.735938+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# Wintrust extends receivables purchase facility commitment maturity to Dec 2023

## Summary
- Commitment Maturity Date of First Canada receivables purchase agreement extended to December 15, 2023.
- Amendment modifies Carrier Concentration Factor and adds Enhancement Reserve and Excess Spread Enhancement Percentage definitions.
- Wintrust confirms its Performance Guarantee remains in full force and effect.
- Fee Letter replaced; fund costs, rates, notices, and fees adjusted.

## SEC filing metadata
- accession: 0001015328-22-000093
- form_type: 8-K
- ticker: WTFC
- cik: 0001015328
- company_name: WINTRUST FINANCIAL CORP
- filed_at: 2022-05-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1015328/000101532822000093/0001015328-22-000093-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1015328/000101532822000093/wtfc-20220502.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001015328-22-000093
- JSON: https://secwatch.observer/filing/0001015328-22-000093.json
- Plain text: https://secwatch.observer/filing/0001015328-22-000093.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.