---
schema_version: "secwatch.filing_event.v1"
accession: "0001015328-22-000148"
form_type: "8-K"
ticker: "WTFC"
cik: "0001015328"
company_name: "WINTRUST FINANCIAL CORP"
filed_at: "2022-09-15T23:59:59+00:00"
generated_at: "2026-06-23T09:17:06.257109+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Wintrust amends credit agreement, extends maturity to Sept 2023 and raises interest rate spreads

## Summary
- Fifth Amendment extends revolving credit maturity date to September 12, 2023 from September 13, 2022.
- Applicable rate on Term SOFR revolving loans increased from 1.45% to 1.55%.
- Applicable rate on Base Rate revolving loans increased from 0.60% to 0.70%.
- Amendment involves Wintrust, Wells Fargo Bank as administrative agent, and multiple lenders.

## SEC filing metadata
- accession: 0001015328-22-000148
- form_type: 8-K
- ticker: WTFC
- cik: 0001015328
- company_name: WINTRUST FINANCIAL CORP
- filed_at: 2022-09-15T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1015328/000101532822000148/0001015328-22-000148-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1015328/000101532822000148/wtfc-20220913.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001015328-22-000148
- JSON: https://secwatch.observer/filing/0001015328-22-000148.json
- Plain text: https://secwatch.observer/filing/0001015328-22-000148.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.