{"schema_version":"secwatch.filing_event.v1","accession":"0001015328-23-000221","form_type":"8-K","ticker":"WTFC","cik":"0001015328","company_name":"WINTRUST FINANCIAL CORP","filed_at":"2023-12-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.873886+00:00","generated_at":"2026-06-07T13:56:15.448699+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Wintrust amends credit facility: maturity extended to Dec 2024, adds $100M sub-debt/preferred repurchase basket","bullets":["Second Amendment to Amended and Restated Credit Agreement dated Dec 11, 2023.","Revolving credit maturity date extended from Dec 11, 2023 to Dec 9, 2024.","Threshold Amount increased to $25 million.","New $100M aggregate basket added for repurchase of subordinated debt or preferred stock.","Wells Fargo remains administrative agent; lenders include RBC and U.S. Bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001015328-23-000221","json":"https://secwatch.observer/filing/0001015328-23-000221.json","markdown":"https://secwatch.observer/filing/0001015328-23-000221.md","text":"https://secwatch.observer/filing/0001015328-23-000221.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/0001015328-23-000221-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/wtfc-20231211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T13:56:15.448699+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4efccc64b457515775b6f87acfa5d7665ce9cd83","claim":"WINTRUST FINANCIAL CORP amended Amended and Restated Credit Agreement with Wells Fargo Bank, National Association valued at Amendment to credit agreement increasing Threshold Amount to $25 million, adding $100 million basket (effective 2023-12-11).","evidence_excerpt":"On December 11, 2023, Wintrust Financial Corporation (\"Wintrust\") entered into the Second Amendment, dated December 11, 2023, (the \"Amendment\") to the Amended and Restated Credit Agreement dated as of December 12, 2022 (as previously amended, the \"Amended and Restated Credit Agreement\") among Wintrust, the lenders named therein, and Wells Fargo Bank, National Association, as administrative agent.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/0001015328-23-000221-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Wells Fargo Bank, National Association"},{"label":"Value","value":"Amendment to credit agreement increasing Threshold Amount to $25 million, adding $100 million basket"},{"label":"Effective","value":"2023-12-11"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}