---
schema_version: "secwatch.filing_event.v1"
accession: "0001015328-23-000221"
form_type: "8-K"
ticker: "WTFC"
cik: "0001015328"
company_name: "WINTRUST FINANCIAL CORP"
filed_at: "2023-12-12T23:59:59+00:00"
generated_at: "2026-06-07T13:56:15.448699+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Wintrust amends credit facility: maturity extended to Dec 2024, adds $100M sub-debt/preferred repurchase basket

## Summary
- Second Amendment to Amended and Restated Credit Agreement dated Dec 11, 2023.
- Revolving credit maturity date extended from Dec 11, 2023 to Dec 9, 2024.
- Threshold Amount increased to $25 million.
- New $100M aggregate basket added for repurchase of subordinated debt or preferred stock.
- Wells Fargo remains administrative agent; lenders include RBC and U.S. Bank.

## SEC filing metadata
- accession: 0001015328-23-000221
- form_type: 8-K
- ticker: WTFC
- cik: 0001015328
- company_name: WINTRUST FINANCIAL CORP
- filed_at: 2023-12-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/0001015328-23-000221-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/wtfc-20231211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001015328-23-000221
- JSON: https://secwatch.observer/filing/0001015328-23-000221.json
- Plain text: https://secwatch.observer/filing/0001015328-23-000221.txt

## Key facts
- Material Agreements
  WINTRUST FINANCIAL CORP amended Amended and Restated Credit Agreement with Wells Fargo Bank, National Association valued at Amendment to credit agreement increasing Threshold Amount to $25 million, adding $100 million basket (effective 2023-12-11).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Wells Fargo Bank, National Association
  - Value: Amendment to credit agreement increasing Threshold Amount to $25 million, adding $100 million basket
  - Effective: 2023-12-11
  source text: On December 11, 2023, Wintrust Financial Corporation ("Wintrust") entered into the Second Amendment, dated December 11, 2023, (the "Amendment") to the Amended and Restated Credit Agreement dated as of December 12, 2022 (as previously amended, the "Amended and Restated Credit Agreement") among Wintrust, the lenders named therein, and Wells Fargo Bank, National Association, as administrative agent.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1015328/000101532823000221/0001015328-23-000221-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.