Wintrust subsidiary extends receivables purchase facility to Dec 2026, reduces limit to $580M

WINTRUST FINANCIAL CORP

Thirteenth amending agreement extends commitment maturity to December 15, 2026.
Facility limit reduced from $650M to $580M under the RPA.
Wintrust confirms its performance guarantee for First Canada's obligations remains in full force.
Fee letter dated December 15, 2025 modifies fund costs, rates, and fees.
Technical and ministerial changes included in the amendment.

item 1.01item 2.03item 9.01

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