secwatch / observer
8-K filed December 16, 2025, 6:59 PM ET ticker WTFC CIK 0001015328
debt confidence high sentiment neutral materiality 0.35

WINTRUST FINANCIAL CORP (WTFC): debt financing — Wintrust subsidiary extends receivables purchase facility to Dec 2026, reduces limit to $580M

WINTRUST FINANCIAL CORP

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

WINTRUST FINANCIAL CORP amended credit facility of $580 million with CIBC Mellon Trust Company, in its capacity as trustee of Plaza Trust, by its financial services agent, Royal Bank of Canada maturing December 15, 2026.

Instrument
credit facility
Principal
$580 million
Counterparty
CIBC Mellon Trust Company, in its capacity as trustee of Plaza Trust, by its financial services agent, Royal Bank of Canada
Maturity
December 15, 2026
Event
amendment
Exact text from the filing
the Commitment Maturity Date of the Receivables Purchase Agreement has been extended to December 15, 2026 and the facility limit has decreased from $650 million to $580 million.
View on SEC.gov
Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.95

WINTRUST FINANCIAL CORP amended Thirteenth Amending Agreement with CIBC Mellon Trust Company, in its capacity as trustee of Plaza Trust valued at the facility limit has decreased from $650 million to $580 million (effective 2025-12-15).

Action
amendment
Agreement
credit facility
Counterparty
CIBC Mellon Trust Company, in its capacity as trustee of Plaza Trust
Value
the facility limit has decreased from $650 million to $580 million
Effective
2025-12-15
Exact text from the filing
On December 15, 2025, an indirect subsidiary of Wintrust Financial Corporation (“Wintrust”), First Insurance Funding of Canada Inc. (“First Canada) entered into the Thirteenth Amending Agreement, dated as of December 15, 2025 (the “Amendment”) to the Receivables Purchase Agreement dated as of December 16, 2014 (as amended, the “Receivables Purchase Agreement”) by and between First Canada and CIBC Mellon Trust Company, in its capacity as trustee of Plaza Trust (“Plaza Trust”), by its financial services agent, Royal Bank of Canada.
View on SEC.gov

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WINTRUST FINANCIAL CORP filing history →

Source: SEC EDGAR
accession 0001015328-25-000213
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