---
schema_version: "secwatch.filing_event.v1"
accession: "0001021771-24-000156"
form_type: "8-K"
ticker: "KINS"
cik: "0000033992"
company_name: "KINGSTONE COMPANIES, INC."
filed_at: "2024-07-29T23:59:59+00:00"
generated_at: "2026-05-31T15:49:10.036009+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Kingstone reports preliminary Q2 net income $1.2M vs prior year loss; combined ratio 93.7%

## Summary
- Preliminary net income $1.2M ($0.10 diluted EPS) vs net loss $2.4M ($0.22 loss) in Q2 2023.
- Gross premiums written $34.9M, up from $33.8M YoY.
- Combined ratio improved to 93.7% from 106.4% YoY, driven by lower loss costs.
- Net investment income $1.5M, up from $1.2M YoY.
- Conference call scheduled August 13, 2024 at 8:30 AM ET.

## SEC filing metadata
- accession: 0001021771-24-000156
- form_type: 8-K
- ticker: KINS
- cik: 0000033992
- company_name: KINGSTONE COMPANIES, INC.
- filed_at: 2024-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/33992/000102177124000156/0001021771-24-000156-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/33992/000102177124000156/kins8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001021771-24-000156
- JSON: https://secwatch.observer/filing/0001021771-24-000156.json
- Plain text: https://secwatch.observer/filing/0001021771-24-000156.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.