{"schema_version":"secwatch.filing_event.v1","accession":"0001021771-24-000182","form_type":"8-K","ticker":"KINS","cik":"0000033992","company_name":"KINGSTONE COMPANIES, INC.","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.706514+00:00","generated_at":"2026-05-30T09:27:57.406825+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kingstone Q3 preliminary: operating income $0.55/sh, combined ratio 72%, DWP growth 28%","bullets":["Q3 GAAP combined ratio 72% (38 ppt improvement); net loss ratio 39% (40 ppt improvement).","Q3 operating income per basic share $0.55 vs $(0.27) loss; per diluted $0.50 vs $(0.27) loss.","Direct written premium growth 28% (Q3); core DWP growth 39%.","Nine-month operating income per basic share $1.07 vs $(0.89) loss; combined ratio 81% (30 ppt improvement).","Catastrophe loss & LAE $582k in Q3 (included in net loss ratio)."],"urls":{"canonical":"https://secwatch.observer/filing/0001021771-24-000182","json":"https://secwatch.observer/filing/0001021771-24-000182.json","markdown":"https://secwatch.observer/filing/0001021771-24-000182.md","text":"https://secwatch.observer/filing/0001021771-24-000182.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/33992/000102177124000182/0001021771-24-000182-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/33992/000102177124000182/kins8k102924.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:27:57.406825+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}