secwatch.observer — SEC 8-K summary
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Issuer:     KINGSTONE COMPANIES, INC. (KINS)
CIK:        0000033992
Form:       8-K
Filed at:   2026-02-04T23:59:59+00:00
Accession:  0001021771-26-000016
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kingstone reports record preliminary Q4 and FY2025 results; ROE 49-51%
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- Q4 GAAP net combined ratio 64%-66% vs 79% YoY; net income per diluted share $0.98-$1.03.
- Full year direct premiums written $278M (+15% YoY); net combined ratio 75%-77% vs 80%.
- Q4 operating net income per diluted share $1.03-$1.08; full year $2.71-$2.79.
- Q4 return on equity 49%-51% (up from 34% YoY); full year ROE 41%-43%.
- Conference call on March 6, 2026 at 8:30am ET for analysts and investors.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/33992/000102177126000016/0001021771-26-000016-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/33992/000102177126000016/kins-20260204.htm
  HTML page:      https://secwatch.observer/filing/0001021771-26-000016

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer