{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-23-000003","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2023-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.558290+00:00","generated_at":"2026-06-20T11:27:21.709825+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Enterprise Financial reports Q4 record EPS $1.58; NIM expands 56 bps to 4.66%","bullets":["Net income $60.0M ($1.58 diluted EPS) vs $50.2M ($1.32) linked quarter; full year net income $203.0M ($5.31).","Net interest margin 4.66% (up 56 bps from linked qtr); total loans $9.7B, up $382M (16% annualized).","Quarterly dividend increased $0.01 to $0.25/share, payable March 31, 2023 to holders of record March 15.","Nonperforming assets to total assets fell to 0.08% from 0.14% linked qtr; provision for credit losses $2.1M.","ROATCE 22.62% (Q4) and 19.10% (FY); tangible book value per share $28.67, up 7.7% from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-23-000003","json":"https://secwatch.observer/filing/0001025835-23-000003.json","markdown":"https://secwatch.observer/filing/0001025835-23-000003.md","text":"https://secwatch.observer/filing/0001025835-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/0001025835-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/efsc-20230123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:27:21.709825+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4102017646b32d4469bab0dd23eaa86ff1c43c8f","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported the fiscal year ended December 31, 2022 results: net income $203.0 million, EPS $5.31 per diluted share.","evidence_excerpt":"For 2022, net income was $203.0 million, or $5.31 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/0001025835-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year ended December 31, 2022"},{"label":"Net income","value":"$203.0 million"},{"label":"EPS","value":"$5.31 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e16ff8c2ac6e7925c6c2ff2d37e9fd63eb0e9bbc","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported the quarter ended December 31, 2022 results: net income $60.0 million, EPS $1.58 per diluted common share.","evidence_excerpt":"Fourth Quarter Results • Net income of $60.0 million, $1.58 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/0001025835-23-000003-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$60.0 million"},{"label":"EPS","value":"$1.58 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}