secwatch.observer — SEC 8-K summary
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Issuer:     ENTERPRISE FINANCIAL SERVICES CORP (EFSC)
CIK:        0001025835
Form:       8-K
Filed at:   2023-01-23T23:59:59+00:00
Accession:  0001025835-23-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enterprise Financial reports Q4 record EPS $1.58; NIM expands 56 bps to 4.66%
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- Net income $60.0M ($1.58 diluted EPS) vs $50.2M ($1.32) linked quarter; full year net income $203.0M ($5.31).
- Net interest margin 4.66% (up 56 bps from linked qtr); total loans $9.7B, up $382M (16% annualized).
- Quarterly dividend increased $0.01 to $0.25/share, payable March 31, 2023 to holders of record March 15.
- Nonperforming assets to total assets fell to 0.08% from 0.14% linked qtr; provision for credit losses $2.1M.
- ROATCE 22.62% (Q4) and 19.10% (FY); tangible book value per share $28.67, up 7.7% from prior quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/0001025835-23-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1025835/000102583523000003/efsc-20230123.htm
  HTML page:      https://secwatch.observer/filing/0001025835-23-000003

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