{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-23-000036","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2023-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.673435+00:00","generated_at":"2026-06-16T18:14:12.556921+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EFSC Q1 net income $55.7M ($1.46 EPS); NIM 4.71%; loans top $10B","bullets":["Net income $55.7M, diluted EPS $1.46; down from $60.0M and $1.58 in Q4 2022, up from $47.7M and $1.23 YoY.","Net interest margin 4.71%, up 5bps QoQ and 143bps YoY; net interest income $139.5M, up $0.7M QoQ.","Total loans $10.0B, up $274.8M (11.4% annualized) from Q4 2022; total deposits $11.2B, up $325.5M.","Tangible common equity to tangible assets 8.81%; capital ratios well-capitalized; common dividend $0.25/share payable June 30.","Provision for credit losses $4.2M mainly from credit impairment on AFS security of a failed bank and loan growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-23-000036","json":"https://secwatch.observer/filing/0001025835-23-000036.json","markdown":"https://secwatch.observer/filing/0001025835-23-000036.md","text":"https://secwatch.observer/filing/0001025835-23-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000036/0001025835-23-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000036/efsc-20230424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T18:14:12.556921+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8c514cfaed1fe40355e347489074d3cee96f5e61","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported the quarter ended March 31, 2023 results: net income $55.7 million, EPS $1.46 per diluted common share.","evidence_excerpt":"On April 24, 2023, Enterprise Financial Services Corp (the \"Company\" or \"EFSC\") issued a press release announcing financial information for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000036/0001025835-23-000036-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$55.7 million"},{"label":"EPS","value":"$1.46 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}