{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-23-000067","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2023-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.923618+00:00","generated_at":"2026-06-13T03:53:48.289849+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EFSC Q2 2023 net income $49.1M ($1.29 EPS); NIM 4.49%, loans +$500.7M","bullets":["Net income $49.1M, down $6.6M vs linked Q1 but up $4.0M YoY; diluted EPS $1.29 (vs $1.46 Q1, $1.19 Q2'22).","Net interest margin 4.49%, down 22 bps from Q1 on higher deposit costs; net interest income $140.7M, +$1.2M linked.","Total loans $10.5B (+$500.7M, 20.1% annualized); total deposits $11.6B (+$465.2M); noninterest-bearing deposits 33.4%.","Noninterest expense $86.0M, +$5.0M linked; deposit costs +$4.3M and operational losses +$1.5M drove increase.","Quarterly dividend $0.25 per common share payable Sept 29, 2023; preferred dividend $0.3125 per depositary share."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-23-000067","json":"https://secwatch.observer/filing/0001025835-23-000067.json","markdown":"https://secwatch.observer/filing/0001025835-23-000067.md","text":"https://secwatch.observer/filing/0001025835-23-000067.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000067/0001025835-23-000067-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000067/efsc-20230724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:53:48.289849+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"661d00cfa4425e1135db5eebd31c6cb93284cf23","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported the quarter ended June 30, 2023 results: net income $49.1 million, EPS $1.29 per diluted common share.","evidence_excerpt":"Second Quarter Results • Net income of $49.1 million, $1.29 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583523000067/0001025835-23-000067-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$49.1 million"},{"label":"EPS","value":"$1.29 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}