{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-24-000026","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.935390+00:00","generated_at":"2026-06-03T13:23:53.858187+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Enterprise Financial Q1 net income $40.4M, diluted EPS $1.05; NIM down to 4.13%","bullets":["Diluted EPS of $1.05 down from $1.16 linked quarter and $1.46 prior year; net income fell $4.1M and $15.3M respectively.","Net interest margin 4.13% decreased 10 bps linked quarter; net interest income $137.7M down $3.0M.","Total loans $11.0B up $144.4M; total deposits $12.3B up $77.3M; cost of deposits 2.13% up 10 bps.","Nonperforming assets to total assets 0.30%; provision for credit losses $5.8M vs $18.1M linked quarter.","Quarterly dividend of $0.26 per common share declared, payable June 28, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-24-000026","json":"https://secwatch.observer/filing/0001025835-24-000026.json","markdown":"https://secwatch.observer/filing/0001025835-24-000026.md","text":"https://secwatch.observer/filing/0001025835-24-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583524000026/0001025835-24-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583524000026/efsc-20240422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:23:53.858187+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c10d60d7dd266d30d7dc2a8c2939d475c60b04f6","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported first quarter 2024 results: net income $40.4 million, EPS $1.05 per diluted common share.","evidence_excerpt":"On April 22, 2024, Enterprise Financial Services Corp (the \"Company\" or \"EFSC\") issued a press release announcing financial information for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583524000026/0001025835-24-000026-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$40.4 million"},{"label":"EPS","value":"$1.05 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}