---
schema_version: "secwatch.filing_event.v1"
accession: "0001025835-24-000054"
form_type: "8-K"
ticker: "EFSC"
cik: "0001025835"
company_name: "ENTERPRISE FINANCIAL SERVICES CORP"
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:24:47.048585+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Enterprise Financial Q2 net income $45.4M ($1.19 EPS); NIM 4.19%, up 6bps QoQ

## Summary
- Net income $45.4M, diluted EPS $1.19 vs $1.05 linked quarter and $1.29 prior year; adjusted EPS $1.21.
- Net interest income $140.5M, NIM 4.19% (+6bps QoQ); total deposits $12.3B, up $28.7M QoQ.
- Loans $11.0B, down $28.5M QoQ; nonperforming assets 0.33% of total assets (up from 0.30% QoQ).
- Repurchased 225,135 shares for ~$8M; quarterly dividend raised to $0.27 from $0.26.
- Tangible book value per share $35.02, up 10% annualized; TCE/tangible assets 9.18%.

## SEC filing metadata
- accession: 0001025835-24-000054
- form_type: 8-K
- ticker: EFSC
- cik: 0001025835
- company_name: ENTERPRISE FINANCIAL SERVICES CORP
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1025835/000102583524000054/0001025835-24-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1025835/000102583524000054/efsc-20240722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001025835-24-000054
- JSON: https://secwatch.observer/filing/0001025835-24-000054.json
- Plain text: https://secwatch.observer/filing/0001025835-24-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.