{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-24-000090","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2024-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.420581+00:00","generated_at":"2026-05-30T12:13:35.524269+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EFSC Q3 2024 net income $50.6M, EPS $1.32, up 11% linked; dividend raised to $0.28","bullets":["Net income $50.6M ($1.32 diluted EPS) vs $1.19 linked and $1.17 prior year quarter.","Net interest margin 4.17% (down 2 bps QoQ); net interest income $143.5M (+$2.9M linked).","Loans $11.1B (+$79.9M), deposits $12.5B (+$182.9M); nonperforming assets 0.22% (down from 0.33%).","Tangible book value $37.26 (+25% annualized QoQ); ROATCE 14.55%; capital ratios well above well-capitalized.","Quarterly dividend increased $0.01 to $0.28; 195,114 shares repurchased during Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-24-000090","json":"https://secwatch.observer/filing/0001025835-24-000090.json","markdown":"https://secwatch.observer/filing/0001025835-24-000090.md","text":"https://secwatch.observer/filing/0001025835-24-000090.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583524000090/0001025835-24-000090-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583524000090/efsc-20241021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:13:35.524269+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}