---
schema_version: "secwatch.filing_event.v1"
accession: "0001025835-24-000090"
form_type: "8-K"
ticker: "EFSC"
cik: "0001025835"
company_name: "ENTERPRISE FINANCIAL SERVICES CORP"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:13:35.524269+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# EFSC Q3 2024 net income $50.6M, EPS $1.32, up 11% linked; dividend raised to $0.28

## Summary
- Net income $50.6M ($1.32 diluted EPS) vs $1.19 linked and $1.17 prior year quarter.
- Net interest margin 4.17% (down 2 bps QoQ); net interest income $143.5M (+$2.9M linked).
- Loans $11.1B (+$79.9M), deposits $12.5B (+$182.9M); nonperforming assets 0.22% (down from 0.33%).
- Tangible book value $37.26 (+25% annualized QoQ); ROATCE 14.55%; capital ratios well above well-capitalized.
- Quarterly dividend increased $0.01 to $0.28; 195,114 shares repurchased during Q3.

## SEC filing metadata
- accession: 0001025835-24-000090
- form_type: 8-K
- ticker: EFSC
- cik: 0001025835
- company_name: ENTERPRISE FINANCIAL SERVICES CORP
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1025835/000102583524000090/0001025835-24-000090-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1025835/000102583524000090/efsc-20241021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001025835-24-000090
- JSON: https://secwatch.observer/filing/0001025835-24-000090.json
- Plain text: https://secwatch.observer/filing/0001025835-24-000090.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.