{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-25-000007","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.732749+00:00","generated_at":"2026-05-27T08:55:42.873074+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Enterprise Financial Q4 EPS $1.28, NIM 4.13%; raises dividend to $0.29; loans grow 5% annualized","bullets":["Q4 net income $48.8M, diluted EPS $1.28; adjusted EPS $1.32; full year EPS $4.83.","Net interest income $146.4M, up $2.9M linked; NIM 4.13% (down 4 bps linked).","Total loans $11.2B, up $140.5M (5% annualized); total deposits $13.1B, up $681.2M.","Nonperforming assets 0.30% of assets vs 0.22% linked; net charge-offs 26 bps annualized.","Quarterly dividend raised $0.01 to $0.29 for Q1 2025; repurchased 206,529 shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-25-000007","json":"https://secwatch.observer/filing/0001025835-25-000007.json","markdown":"https://secwatch.observer/filing/0001025835-25-000007.md","text":"https://secwatch.observer/filing/0001025835-25-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583525000007/0001025835-25-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583525000007/efsc-20250127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:55:42.873074+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}