secwatch.observer — SEC 8-K summary
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Issuer:     ENTERPRISE FINANCIAL SERVICES CORP (EFSC)
CIK:        0001025835
Form:       8-K
Filed at:   2025-01-27T23:59:59+00:00
Accession:  0001025835-25-000007
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enterprise Financial Q4 EPS $1.28, NIM 4.13%; raises dividend to $0.29; loans grow 5% annualized
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- Q4 net income $48.8M, diluted EPS $1.28; adjusted EPS $1.32; full year EPS $4.83.
- Net interest income $146.4M, up $2.9M linked; NIM 4.13% (down 4 bps linked).
- Total loans $11.2B, up $140.5M (5% annualized); total deposits $13.1B, up $681.2M.
- Nonperforming assets 0.30% of assets vs 0.22% linked; net charge-offs 26 bps annualized.
- Quarterly dividend raised $0.01 to $0.29 for Q1 2025; repurchased 206,529 shares.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1025835/000102583525000007/0001025835-25-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1025835/000102583525000007/efsc-20250127.htm
  HTML page:      https://secwatch.observer/filing/0001025835-25-000007

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