EFSC Q2 2025: EPS $1.36, NIM 4.21%, loans up $110M, dividend raised to $0.31

ENTERPRISE FINANCIAL SERVICES CORP

2025-Q2 EPS reported $2.67

Net income $51.4M ($1.36 diluted EPS) vs $1.31 linked qtr and $1.19 prior year qtr.
Net interest margin 4.21%, up 6 bps from linked qtr; net interest income $152.8M (+$5.2M).
Total loans $11.4B (+$110M QoQ); deposits $13.3B (+$283M); loan-to-deposit ratio 86%.
Nonperforming assets 0.71% of assets, up from 0.33% a year ago due to two CRE relationships in bankruptcy; company expects full collection.
Quarterly common dividend raised $0.01 to $0.31 payable Sept 30, 2025.

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