{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-25-000198","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.580293+00:00","generated_at":"2026-05-17T03:29:53.163558+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Enterprise Financial Services discloses $68.4M in nonperforming CRE loans; expects full recovery via foreclosure","bullets":["Seven commercial real estate loans totaling $68.4M to seven SPEs in Southern California, previously reported as nonperforming.","Borrowers filed for bankruptcy in Q1 2025; bank commenced foreclosure proceedings in August 2025.","Company expects to collect full balance due to senior secured first lien position on real property collateral.","Disclosure made in response to investor inquiries about a peer bank's 8-K filing; no impairment expected.","All loans secured by first position mortgages; no loss anticipated from these credit relationships."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-25-000198","json":"https://secwatch.observer/filing/0001025835-25-000198.json","markdown":"https://secwatch.observer/filing/0001025835-25-000198.md","text":"https://secwatch.observer/filing/0001025835-25-000198.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583525000198/0001025835-25-000198-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583525000198/efsc-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:29:53.163558+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}