earnings
confidence high
sentiment neutral
materiality 0.75
Enterprise Financial Q3 net income $45.2M ($1.19 EPS) down from Q2; NIM expands to 4.23%
ENTERPRISE FINANCIAL SERVICES CORP
2025-Q3 EPS reported
$3.86
- Net income $45.2M, diluted EPS $1.19 (vs $1.36 Q2 and $1.32 year ago); adjusted EPS $1.20.
- Net interest income $158.3M, up $5.5M linked; NIM 4.23% (+2 bps); deposits up $250.6M to $13.6B.
- Nonperforming assets ratio 0.83% (vs 0.71% Q2); provision for credit losses $8.4M (vs $3.5M Q2).
- Quarterly dividend raised $0.01 to $0.32 for Q4 2025; completed acquisition of 12 branches in AZ and KS.
- Tangible book value $41.58 (+15% annualized); ROATCE 11.56% (vs 13.84% Q2).