{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-26-000023","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.421287+00:00","generated_at":"2026-05-16T07:48:17.032890+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Enterprise Financial Q4 EPS $1.45 beats prior year; NIM expands to 4.26%; completes 12-branch acquisition","bullets":["Q4 net income $54.8M ($1.45 diluted EPS) vs $1.28 prior year; full year EPS $5.31 vs $4.83.","NIM 4.26%, up 3 bps linked quarter; net interest income $168.2M.","Loans +$217M to $11.8B; deposits +$1.0B to $14.6B; branch acquisition added $292M loans, $610M deposits.","Nonperforming assets 0.95% vs 0.30% a year ago; foreclosed on 6 properties in large relationship, $4M charge-off.","Dividend raised $0.01 to $0.33/share for Q1 2026; 67k shares repurchased in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-26-000023","json":"https://secwatch.observer/filing/0001025835-26-000023.json","markdown":"https://secwatch.observer/filing/0001025835-26-000023.md","text":"https://secwatch.observer/filing/0001025835-26-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583526000023/0001025835-26-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583526000023/efsc-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:48:17.032890+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}