{"schema_version":"secwatch.filing_event.v1","accession":"0001025835-26-000092","form_type":"8-K","ticker":"EFSC","cik":"0001025835","company_name":"ENTERPRISE FINANCIAL SERVICES CORP","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.826430+00:00","generated_at":"2026-05-15T04:47:08.069989+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"EFSC Q1 net income $49.4M ($1.30 EPS); NIM expands to 4.28%; dividend raised to $0.34","bullets":["Net income $49.4M ($1.30 diluted EPS) vs $1.45 linked quarter and $1.31 prior year; adjusted EPS $1.31.","Net interest margin 4.28% (up 2 bps linked, 13 bps YoY); net interest income $166.1M.","Loan portfolio $11.7B (down $107.6M linked); deposits $14.5B (down $84.9M linked).","Board approved quarterly dividend increase to $0.34 per common share (payable June 30, record June 15).","Repurchased 483,000 shares for $27.3M in Q1; tangible book value $41.38/share (stable linked, +7% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001025835-26-000092","json":"https://secwatch.observer/filing/0001025835-26-000092.json","markdown":"https://secwatch.observer/filing/0001025835-26-000092.md","text":"https://secwatch.observer/filing/0001025835-26-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/0001025835-26-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/efsc-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:47:08.069989+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2fe0d4bfee2468b8659edadeb0d56785a1e18662","claim":"ENTERPRISE FINANCIAL SERVICES CORP reported financial results for the quarter ended March 31, 2026.","evidence_excerpt":"On April 22, 2026, Enterprise Financial Services Corp (the \"Company\" or \"EFSC\") issued a press release announcing financial information for the quarter ended March 31, 2026.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/0001025835-26-000092-index.htm","confidence":0.75,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}