---
schema_version: "secwatch.filing_event.v1"
accession: "0001025835-26-000092"
form_type: "8-K"
ticker: "EFSC"
cik: "0001025835"
company_name: "ENTERPRISE FINANCIAL SERVICES CORP"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T04:47:08.069989+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# EFSC Q1 net income $49.4M ($1.30 EPS); NIM expands to 4.28%; dividend raised to $0.34

## Summary
- Net income $49.4M ($1.30 diluted EPS) vs $1.45 linked quarter and $1.31 prior year; adjusted EPS $1.31.
- Net interest margin 4.28% (up 2 bps linked, 13 bps YoY); net interest income $166.1M.
- Loan portfolio $11.7B (down $107.6M linked); deposits $14.5B (down $84.9M linked).
- Board approved quarterly dividend increase to $0.34 per common share (payable June 30, record June 15).
- Repurchased 483,000 shares for $27.3M in Q1; tangible book value $41.38/share (stable linked, +7% YoY).

## SEC filing metadata
- accession: 0001025835-26-000092
- form_type: 8-K
- ticker: EFSC
- cik: 0001025835
- company_name: ENTERPRISE FINANCIAL SERVICES CORP
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/0001025835-26-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/efsc-20260422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001025835-26-000092
- JSON: https://secwatch.observer/filing/0001025835-26-000092.json
- Plain text: https://secwatch.observer/filing/0001025835-26-000092.txt

## Key facts
- Earnings Releases
  ENTERPRISE FINANCIAL SERVICES CORP reported financial results for the quarter ended March 31, 2026.
  - Period: the quarter ended March 31, 2026
  - Result: reported results
  source text: On April 22, 2026, Enterprise Financial Services Corp (the "Company" or "EFSC") issued a press release announcing financial information for the quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1025835/000102583526000092/0001025835-26-000092-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.