---
schema_version: "secwatch.filing_event.v1"
accession: "0001026214-23-000038"
form_type: "8-K"
ticker: "FMCC"
cik: "0001026214"
company_name: "FEDERAL HOME LOAN MORTGAGE CORP"
filed_at: "2023-02-22T23:59:59+00:00"
generated_at: "2026-06-19T04:00:09.936423+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Freddie Mac Q4 net income $1.8B (-36% YoY); full-year $9.3B (-23% YoY)

## Summary
- Net revenues $4.8B (-13% YoY); provision for credit losses $0.6B vs $0.1B in Q4 2021.
- Single-Family net income $1.5B (-33% YoY); Multifamily net income $0.3B (-48% YoY).
- Net worth $37.0B; total mortgage portfolio $3.4T (+6% YoY).
- Financed 1.8M mortgages and 693K rental units in 2022; 444K first-time homebuyers.
- Serious delinquency rate 0.66% (down from 1.12% at Dec 2021); credit enhancement coverage 61%.

## SEC filing metadata
- accession: 0001026214-23-000038
- form_type: 8-K
- ticker: FMCC
- cik: 0001026214
- company_name: FEDERAL HOME LOAN MORTGAGE CORP
- filed_at: 2023-02-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1026214/000102621423000038/0001026214-23-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1026214/000102621423000038/fmcc-20230222.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001026214-23-000038
- JSON: https://secwatch.observer/filing/0001026214-23-000038.json
- Plain text: https://secwatch.observer/filing/0001026214-23-000038.txt

## Key facts
- Earnings Releases
  FEDERAL HOME LOAN MORTGAGE CORP reported financial results for the quarter and full-year ended December 31, 2022.
  - Period: the quarter and full-year ended December 31, 2022
  - Result: reported results
  source text: On February 22, 2023, Freddie Mac (formally known as the Federal Home Loan Mortgage Corporation) announced its results of operations for the quarter and full-year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1026214/000102621423000038/0001026214-23-000038-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.