---
schema_version: "secwatch.filing_event.v1"
accession: "0001026214-25-000041"
form_type: "8-K"
ticker: "FMCC"
cik: "0001026214"
company_name: "FEDERAL HOME LOAN MORTGAGE CORP"
filed_at: "2025-02-13T23:59:59+00:00"
generated_at: "2026-05-26T21:54:57.528086+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Freddie Mac Q4 net income $3.2B, up 11% YoY; full-year net income $11.9B

## Summary
- Q4 net income $3.2B (11% YoY increase); full-year net income $11.9B (13% YoY increase).
- Q4 net revenues $6.3B, up 18% YoY, driven by higher net interest income and investment gains.
- Single-Family net income $2.6B (-4% YoY); Multifamily net income $0.7B (+161% YoY).
- Mortgage portfolio $3.6T (+3% YoY); net worth $59.6B; serious delinquency 0.59% (Dec 2023: 0.55%).
- New business activity $100B in Q4 (up from $73B); financed 539K homes/rental units in Q4.

## SEC filing metadata
- accession: 0001026214-25-000041
- form_type: 8-K
- ticker: FMCC
- cik: 0001026214
- company_name: FEDERAL HOME LOAN MORTGAGE CORP
- filed_at: 2025-02-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1026214/000102621425000041/0001026214-25-000041-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1026214/000102621425000041/fmcc-20250213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001026214-25-000041
- JSON: https://secwatch.observer/filing/0001026214-25-000041.json
- Plain text: https://secwatch.observer/filing/0001026214-25-000041.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.