{"schema_version":"secwatch.filing_event.v1","accession":"0001026214-25-000087","form_type":"8-K","ticker":"FMCC","cik":"0001026214","company_name":"FEDERAL HOME LOAN MORTGAGE CORP","filed_at":"2025-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.151918+00:00","generated_at":"2026-05-17T22:05:55.271507+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Freddie Mac Q2 net income $2.4B, down 14% YoY; credit loss provision rises to $0.8B","bullets":["Net income $2.4B, down 14% YoY; net revenues $5.9B, down 1% YoY.","Provision for credit losses $0.8B, up from $0.4B YoY, driven by lower home price expectations.","Single-Family net income $2.1B (-8% YoY); Multifamily net income $0.3B (-39% YoY).","Mortgage portfolio $3.6T (+2% YoY); serious delinquency rate 0.55% (up from 0.50% YoY).","New business activity $94B (up from $85B); financed 363,000 homes/units."],"urls":{"canonical":"https://secwatch.observer/filing/0001026214-25-000087","json":"https://secwatch.observer/filing/0001026214-25-000087.json","markdown":"https://secwatch.observer/filing/0001026214-25-000087.md","text":"https://secwatch.observer/filing/0001026214-25-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1026214/000102621425000087/0001026214-25-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1026214/000102621425000087/fmcc-20250731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:05:55.271507+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}